Why the stock market must go down

If you’re a normal person reading this, it is likely your diversified retirement portfolio’s nominal value declined by somewhere between 2 and 4 percent today. Maybe you didn’t bother logging in to the 401(k) provider’s website. Maybe your advisor’s login gateway is too annoying to deal with so you just haven’t bothered to check. But here it is – one of the biggest Dow Jones point…

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